Money-Wize

Spreading financial freedom through wise money choices.

Stop the Sleaking!

I hate it when I have a sleak in a tire.  But worse is a sleak in your air mattress and you wake up in the middle of the night on the stinkin’ floor! A ‘sleak’ is a slow-leak.  And a sleak (or a gaggle of sleaks) can absolutely kill your finances. ...

Should I Co-Sign for my Child (or Friend)?

It’s not wise to co-sign for debt for your child.  Or your best friend.  Or your parents.  Or anybody else. The problem is that you never know if someone else is going to follow-through on their obligation.  The next thing you know they miss a payment and things...

Personal Budget Planner

Creating a budget is how you tell your money where to go.  It’s the first step in creating any kind of personal financial plan. The spreadsheet that is linked to below will help you in creating a personal budget. Step #1 – Click on the link below and it...